Benefits Consultants with a Growth Mindset
Your New Wellness
Tax Strategy
An innovative employee benefits strategy that creates substantial tax savings for your organization, enables you to provide additional benefits for your employees, and helps lower overall healthcare costs.
All of this gives you the competitive edge to attract and retain valuable employees - all achieved at $0 net cost to your organization.
Sound too good to be true? Use the Savings Calculator to see how much your organization can begin saving.



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No Cost Benefits
The type of coverage everyone wants, but can't always afford. Now your employees can get the protection they deserve without reducing their paycheck!
Accident Expense
Group Accident Expense pays a benefit for the most common accidents and procedures to help bridge the gap between medical costs and existing coverage—in a straightforward, easy way.
Critical Illness
Both critical illness survival rates and the costs of medical care are rising. Critical illness insurance pays an employee when diagnosed with a covered illness or procedure, helping offset the cost of care and providing the freedom to choose treatment options.
Hospital Indemnity
When your employees are protected by Group Hospital Indemnity insurance, their benefits start as soon as they’re admitted to the hospital. They can use the benefit to pay for groceries, medical bills, or whatever else they need.
Group Term Life
Group Term Life is a level-benefit term life insurance policy. Premiums are planned to be level during the selected period of 10 years, 20 years or To-Age-70, with coverage annually renewable without evidence of insurability to age 95.
Disability Income
Your employees want to know there’s a safety net for when they’re sick or injured and unable to work. Group Short Term Disability Insurance gives them added financial protection.
Group Whole Life
Group Whole Life is a level benefit, non-participating whole life insurance policy with level, guaranteed premiums to maturity at age 121. Group Whole Life certificates may be issued to the employee, spouse and eligible children/grandchildren.